Auto insurance in Pennsylvania averages $1,476/year per year, but rates vary widely by city and driving record. Compare free quotes from top insurers serving Philadelphia, Pittsburgh, Allentown and all of Pennsylvania β no personal info required to browse.
| Insurer | Avg. Annual Rate | Best For | AM Best Rating | Available in PA |
|---|---|---|---|---|
| π GEICO Lowest Rates | ~$1,200/yr | Budget drivers | A++ | β Yes |
| State Farm | ~$1,480/yr | Good drivers | A++ | β Yes |
| β Progressive High-Risk Drivers | ~$1,610/yr | SR-22 / DUI | A+ | β Yes |
| Allstate | ~$1,900/yr | Full coverage | A+ | β Yes |
| USAA | ~$1,100/yr | Military families | A++ | β Yes |
| Travelers | ~$1,350/yr | Multi-policy | A++ | β Yes |
Pennsylvania requires 15/30/5 minimum liability; choice no-fault system.
We analyze APR, fees, loan amounts, and availability specifically for Pennsylvania residents. All comparisons are updated monthly.
Browsing and comparing options on TrueRateGuide does not impact your credit score. We use soft pulls only during pre-qualification.
Our comparison service is always free for Pennsylvania consumers. We earn referral fees from providers β you pay nothing.
Our Pennsylvania data is refreshed every month to reflect current rates, offers, and lender availability in your state.
The average cost of auto insurance in Pennsylvania is $1,476/year. Rates vary based on your city, driving record, vehicle, and coverage level. Urban areas like Philadelphia tend to have higher rates.
Pennsylvania requires 15/30/5 minimum liability; choice no-fault system.
In Pennsylvania, you can lower your auto insurance rate by bundling with home insurance (saves 10β25%), maintaining a clean driving record, raising your deductible, and comparing quotes from multiple insurers annually.
Pennsylvania requires 15/30/5 minimum liability; choice no-fault system. Comparing quotes from multiple insurers is the best way to ensure you get the required coverage at the lowest price.