Auto insurance in Illinois averages $1,800/year per year, but rates vary widely by city and driving record. Compare free quotes from top insurers serving Chicago, Aurora, Rockford and all of Illinois β no personal info required to browse.
| Insurer | Avg. Annual Rate | Best For | AM Best Rating | Available in IL |
|---|---|---|---|---|
| π GEICO Lowest Rates | ~$1,200/yr | Budget drivers | A++ | β Yes |
| State Farm | ~$1,480/yr | Good drivers | A++ | β Yes |
| β Progressive High-Risk Drivers | ~$1,610/yr | SR-22 / DUI | A+ | β Yes |
| Allstate | ~$1,900/yr | Full coverage | A+ | β Yes |
| USAA | ~$1,100/yr | Military families | A++ | β Yes |
| Travelers | ~$1,350/yr | Multi-policy | A++ | β Yes |
Illinois requires 25/50/20 minimum liability coverage.
We analyze APR, fees, loan amounts, and availability specifically for Illinois residents. All comparisons are updated monthly.
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Our Illinois data is refreshed every month to reflect current rates, offers, and lender availability in your state.
The average cost of auto insurance in Illinois is $1,800/year. Rates vary based on your city, driving record, vehicle, and coverage level. Urban areas like Chicago tend to have higher rates.
Illinois requires 25/50/20 minimum liability coverage.
In Illinois, you can lower your auto insurance rate by bundling with home insurance (saves 10β25%), maintaining a clean driving record, raising your deductible, and comparing quotes from multiple insurers annually.
Illinois requires 25/50/20 minimum liability coverage. Comparing quotes from multiple insurers is the best way to ensure you get the required coverage at the lowest price.