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Get Your Personal Loan Rate

Up to $100,000. APRs from 5.99%โ€“35.99% based on creditworthiness. Won't affect your credit score.

Step 1 of 6 Takes ~2 minutes

How much do you need?

Select your desired loan amount and purpose.

๐Ÿ’ณDebt Consolidation
๐Ÿ’ฐCredit Card Refi
๐Ÿ Home Improvement
๐Ÿ›’Major Purchase
๐ŸฅMedical
๐Ÿš—Auto
๐Ÿ’’Wedding
โœˆ๏ธVacation
๐Ÿ“‹Other

Loan details

A few specifics to find your best match.

12 months
24 months
36 months
48 months
60 months
84 months

Note: Personal loans currently not available in NY & CT due to regulatory restrictions.

Employment

Lenders need to verify your ability to repay.

๐Ÿ’ผFull-time
โฐPart-time
๐Ÿง‘โ€๐Ÿ’ปSelf-employed
๐Ÿ–๏ธRetired
๐ŸŽ–๏ธMilitary
๐Ÿ“‹Unemployed

Income & credit

This is a soft inquiry and won't affect your credit.

โญExcellent (720+)
โœ…Good (660-719)
๐Ÿ“ŠFair (580-659)
๐Ÿ“‰Poor (Below 580)
Own
Rent
Other
Yes
No

About you

We use this to verify your identity (soft check only).

US Citizen
Permanent Resident

Where should we send your offers?

We'll match you with top lenders instantly.

TCPA Consent: By clicking "Check My Rate" below, you provide your express written consent for TrueRateGuide and its network of lenders, lending partners, and marketing affiliates (see /partners) to contact you about personal loan offers and related financial products via telephone calls (including prerecorded messages and autodialed calls), SMS/MMS text messages, and email at the phone number and email provided โ€” even if on a state or federal Do Not Call list. Consent is not required to obtain any product or service. Message & data rates may apply. Reply STOP to unsubscribe.
FCRA Notice & Soft Pull Authorization: TrueRateGuide is not a lender. We are a loan marketplace that connects borrowers with participating lenders. Checking your rate involves a soft credit inquiry that will NOT affect your credit score. If you accept a loan offer, the lender will perform a hard credit inquiry which may impact your score. APRs range from 5.99% to 35.99% depending on creditworthiness, loan amount, term, and lender. Not all applicants will qualify. Loan offers are not available in all states.
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Soft Credit Check
No Credit Impact